Jump to content

Welcome, Guest!

By registering with us, you'll be able to discuss, share and private message with other members of our community.

michael

Strong Customer Authentication - SCA

Recommended Posts

Posted (edited)

Hello,

There is a news from Stripe:

Strong Customer Authentication is a new European regulation coming into effect on September 14, 2019, which will require additional authentication for many online payments.

You can learn more about SCA and the latest regulatory requirements in our guide, or in our upcoming webinar on March 27, 2019.

Read our guide to learn more about what to expect from SCA

March 19, 2019

source:

https://stripe.com/blog/strong-customer-authentication-mar-2019

 

https://stripe.com/guides/strong-customer-authentication

 

similar thing is regards Paypal and other payment gateways:

https://www.paypal.com/uk/webapps/mpp/psd2

 

 

 

added:

Currently, the most common way of authenticating an online card payment relies on 3D Secure—an authentication standard supported by the vast majority of European cards. Applying 3D Secure typically adds an extra step after the checkout where the cardholder is prompted by their bank to provide additional information to complete a payment (e.g., a one-time code sent to their phone or fingerprint authentication through their mobile banking app).

3D Secure 2—the new version of the authentication protocol rolling out in 2019—will be the main method for authenticating online card payments and meeting the new SCA requirements. This new version introduces a better user experience that will help minimise some of the friction that authentication adds into the checkout flow.

Other card-based payment methods such as Apple Pay or Google Pay already support payment flows with a built-in layer of authentication (biometric or password). These can be a great way for businesses to offer a frictionless checkout experience while meeting the new requirements.

 

https://stripe.com/guides/strong-customer-authentication?utm_campaign=scamar2019&utm_source=blog&utm_medium=stub

 

I don't see the modul support 3d secure 2.

https://stripe.com/guides/3d-secure-2

Will you add support for 3d secure 2?

 

Some more info:

VISA and MasterCard will be mandating that the new version of 3D Secure (version 2.0) should be in place for issuers and merchants by April 2019 in preparation for the mass adoption in September 2019.

https://www.barclaycard.co.uk/business/news-and-insights/guide-to-strong-customer-authentication

 

Edited by michael

Share this post


Link to post
Share on other sites

 

1 hour ago, michael said:

Will you add support for 3d secure 2?

Thanks for the heads up.

The obvious answer is Yes.

Share this post


Link to post
Share on other sites

On 14 September 2019, a new European regulation called Strong Customer Authentication (SCA) will introduce two-factor authentication requirements for many online payments in Europe. We expect this regulation to be enforced in the UK regardless of the outcome of Brexit. Payments that aren’t authenticated will be declined by your customers’ banks.

We’ve released a new payments API and SCA-ready products to help you prepare for this change. To get ready for these new rules and avoid having payments declined, you’ll need to make changes to your payment flows and Stripe integration by 14 September 2019. Read our docs to learn more about SCA and the required changes.

email from stripe

Share this post


Link to post
Share on other sites

So the thirtybees stripe module will be updated before this date and will work with the new changes?

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

×